Commercial claims

Commercial insurance claims for businesses

No matter what has caused the damage at your business, we make sure you stay in control of the insurance claim and safeguard your company's future.

Warehouse interior with goods on shelving
  • Free assessmentNo obligation, no upfront cost
  • No win, no feeWe don't get paid until you do
  • Your own loss assessorFrom first call to final settlement
Independent loss assessors

Protecting your business and your cash flow

A fire or flood at your commercial premises can put your whole business at risk. You have to manage a complicated insurance claim while trying to fulfil existing orders, keep your customers and get the business fully functioning again.

Your insurer won't pay anything until it's satisfied it's liable and that you've met all the conditions of your policy. Delays in getting liability accepted can have a dramatic effect on cash flow.

We provide a complete claims management service. Your dedicated specialist commercial loss assessor works on your behalf to get you operating again as quickly as possible, with everything in place ready for the moment liability is accepted.

How we help

What we do for businesses

Commercial fire and flood

Complete claims management for damaged premises.

Business interruption

We calculate and claim your lost income.

Stock and machinery

We make sure damaged stock and equipment are fully valued.

Ready for liability

Everything prepared for the moment your insurer accepts liability.

Legal specialists

Expert support when an insurer resists your claim.

Back to trading

We work to get you operational again as quickly as possible.

Your claim

Commercial claims we handle

We represent businesses of all sizes, from shops and offices to factories and warehouses.

Start your claim
  • Commercial fireDamage to premises, stock and equipment, plus the effect on trading.
  • Commercial floodFlood and water damage to business premises and stock.
  • Business interruptionLoss of income and increased costs while you recover.
  • Stock and machineryValuing and claiming for damaged stock, plant and equipment.
  • TheftStolen stock and equipment, and damage caused by a break-in.
  • Refused or disputed claimsRepresentation when an insurer is reluctant to pay.
Recent cases

How we've helped clients

Commercial fire · Wales

Food factory fire

The claim was refused by insurers. We were instructed and obtained an excellent settlement, which enabled the business to continue trading.

Commercial flood · Birmingham

Flood at a retail store

The insurers weren't happy to pay the claim. Once our legal specialists were involved, we quickly and decisively reached an excellent settlement.

FAQs

Common questions

See all FAQs
How quickly can you get involved?

As early as possible. The start of your claim is when your insurer appoints its loss adjuster, so it's the best time for you to have your own representation too.

Can you help with business interruption as well as property damage?

Yes. We calculate your business interruption claim while the property damage is being dealt with, so both parts of your claim are covered.

My insurer has refused the claim. Can you help?

Yes. A refusal doesn't mean the insurer is right. We've helped businesses whose claims were initially refused go on to obtain excellent settlements.

How much does it cost?

Your first consultation is free and there's no obligation. We work on a no win, no fee basis, so we don't get paid until you do.

Get your first consultation free

Talk to an experienced loss assessor about your claim. No win, no fee.

Lines open Monday to Friday, 9am to 5pm.